The EXTRA donation that makes all the difference
Making a donation to NUJ Extra, the charity of the National Union of Journalists, is easy and, if you gift aid it (UK donors only), we can claim a further 28% - that's 28p extra for every £1 you donate. See Making your gift go further below.
Here are some ways you can help:
Credit card giving
Make a fast, secure, donation to NUJ Extra from your credit or debit card, increase the value of your gift with Gift Aid and it's done with a click of your mouse. The donation will be administered by our bank CAFCASH and we will receive every penny of your donation.
You can post a cheque to:
72 Acton Street,
London WC1X 9NB
If you are a UK tax payer, don't forget to complete a Gift Aid form so your donation will be increased by 28%.
This gives us the reassurance that we will receive regular income that we can use to help NUJ members and their dependants.
If you would like to make a regular direct debit donation every month, quarter or year, simply complete the enclosed form and send it to:
72 Acton Street,
London WC1X 9NB
All direct debits paid to NUJ Extra are administered by CAFCASH bank and are subject to the safeguards assured by the Direct Debit Guarantee. The form also contains a Gift Aid declaration.
Payroll Giving/Give As You Earn
If you earn a salary, or if your pension is paid via PAYE, this is a very simple way to make regular donations to NUJ Extra.
All you have to do is fill out a donor form authorising your payroll department to take contributions from your salary. Payroll then pass these funds onto the Inland Revenue approved Payroll Giving agency that distribute donations to the relevant causes.
Because your donation is deduced from your pay or pension before tax is calculated, you get tax relief straight way at your highest rate of tax, so your donation effectively costs you less. If you are a basic rate taxpayer, a gift of £6.41 only actually costs you £5.
Your employer does not have to know your choice of charity – the Payroll Giving agency will keep it confidential if you wish. In all cases, your information is protected under the Data Protection Act and can only be used for the purpose for which it was given.
To join payroll giving or give as you earn your employer will need to be running a scheme but this can be easily set up via the Charities Aid Foundation (CAF) website or at the HM Revenue and Customs website.
Leaving a gift to us in your will allows your generosity to last beyond your own lifetime. Just make sure you include a gift to NUJ Extra in your will. Any sum of money you leave to charity is exempt from Inheritance Tax, reducing the amount of tax payable on your estate.
If you wish to leave money to several charities including NUJ Extra, it may be easier for you to contact the Charities Aid Foundation and use their Legacy Service. This allows you to make a gift to CAF in your will, and let CAF know which charities you wish them to pass your gift on to.
This service is flexible because it allows you to change your list of beneficiaries at any time without needing to involve a solicitor to update your will. CAF can provide suggested clauses for your solicitor to include in your will.
For more information, see the Charities Aid Foundation (CAF) or call 01732 520 357.
In the UK, donations can be worth an extra 28%. All you have to do is complete a declaration saying that you pay enough tax to cover what NUJ Extra will reclaim from HM Revenue and Customs.
Gift Aid works by allowing charities to take a donation (which is money that the donor has already paid tax on), and then reclaim tax on its 'gross' equivalent (its value before tax was deducted) at the basic rate. This is 20 per cent from 6 April 2008.
In practice, this means that for every pound donated to charity using Gift Aid the charity can claim an additional 25 pence from HMRC. In addition HMRC will automatically pay the charity a further 3 pence for every pound Gift Aid donation it receives between 6 April 2008 and 5 April 2011; this transitional relief has been provided by Government to allow charities to adjust to the fall in basic rate tax (from 22% to 20%) from 6 April 2008.
This means that, for every pound donated under the Gift Aid scheme, the charity will continue to receive 28 pence.
If you are a higher rate tax payer, you can also claim back the difference between basic and higher rate tax. That means for every pound you give, you can get 18p back from the taxman, which you can keep or give to NUJ Extra.